Privacy notice
From the owner of Payday Playbook · Updated November 10, 2026
Your playbook contains personal financial information. This notice explains the information used to provide the service and the choices currently available.
What we collect
- Account information: your email address, account identifier, and sign-in information. Passwords are handled by the account service, not saved as part of your household playbook.
- Information you enter: household and contributor names; income sources, amounts, schedules, and payday dates; bill names, amounts, due dates, recurrence, grace periods, and autopay preferences; debt balances, interest rates, balance dates, and whether you still use a card.
- Your planning records: spending and optional buffer preferences, paycheck choices, monthly plans and drafts, recorded payments and payment dates, actual income, carryover amounts, closed-month history, and an activity record of saved changes.
- Technical and support information: hosting and account services process connection and usage information needed to operate the service. Error reports may include the page address, error messages, and technical details. If you email us, we receive your email address and the information you include.
The playbook does not ask you to enter bank-login credentials, bank account numbers, full payment-card numbers, or Social Security numbers. Please do not include these in bill names, other entries, or support emails.
How information is used
Information is used to sign you in, save and reload your household playbook, recommend which paycheck can cover each bill, estimate eligible debt balances, and display your plans and payment history. Support messages help us respond to your questions; technical information helps operate the service and investigate errors.
Payday Playbook is a planning tool. It does not connect to your bank, move money, or pay bills. Payment records are amounts you enter, not transactions retrieved from your bank. Planning recommendations and debt estimates use calculations, not AI requests.
How information is stored
Your saved household playbook is stored in Payday Playbook’s project database on Lovable Cloud, associated with your account. Account authentication is managed separately by the account service. The app uses browser session storage to keep you signed in; signing out does not delete your saved playbook.
One login is shared by each household. Anyone with that household’s sign-in credentials can access its playbook. Keep those credentials private and sign out on shared devices.
Marking a bill inactive, confirming a debt paid off, or closing a month preserves records rather than deleting them. A fixed retention period and backup-deletion timetable have not yet been published. Contact us about removal requests; this notice does not promise immediate removal from provider backups or operational records.
Who processes or receives information
- Your household: people using your shared household login can see the information saved in that account.
- Lovable Cloud and its service providers: process information to provide hosting, saved data, account authentication, and necessary service operations. Lovable describes its own processing in its Privacy Policy; current provider information is available through Lovable’s Trust Center.
- External resources: the site loads fonts from Google Fonts and the public sample video from a content-delivery service. Your browser connects to those services when requesting those resources, which can expose connection information such as your IP address.
- Privacy and support correspondence: the Payday Playbook owner receives messages sent to our contact address. That inbox is hosted by Gmail, so Google processes the email correspondence.
This is the app owner’s notice, not a certification or a guarantee that service operators cannot access data. Provider processing is separate from what other households can see through the app.
AI training and our opt-out
The Payday Playbook owner confirmed turning off Lovable’s account-level AI model training setting on November 10, 2026. This preference concerns the owner’s builder content—such as development chats, uploads, code, and generated files—not a customer setting inside this app.
Separately, Lovable’s published policy states that app end-user information stored in project databases and storage is not used to train Lovable’s models. That protection does not depend on the owner’s builder opt-out.
The opt-out does not delete data, reverse earlier training, or disable hosting, authentication, necessary operational processing, or the separate visitor-analytics setting. Customer information copied into a development chat, screenshot, or upload would become builder content; those are different from the saved playbook.
Your choices and privacy questions
You can review and correct information in Household and Bills & goals. After signing in, open Account & privacy to download your saved household information or delete your shared household account with password confirmation. Deletion removes the login and saved playbook from the active service; it does not erase provider backups, operational records, support emails, or copies already downloaded. For privacy questions or help with a request, email the Payday Playbook owner at:
adminpaydayplaybook@gmail.comUse the email associated with your account. We may need to verify the request before disclosing or removing household information. Do not send your password or sensitive account numbers. The download contains personal financial information; keep it private. If deletion reports that saved-data removal needs follow-up, contact us so we can complete the request.
Privacy rights vary by location. Contact us to discuss a request. This page will be updated as the service or its privacy practices change; the date above identifies this version.